Monitoring + Alerts

E.P.I.C. monitors credit bureau activity and alerts members to any reported changes on their credit report. Opening a new line of credit, an addition of a delinquent account record and even new address changes can be an indication of fraudulent activity.

Using a credit report and monitoring service like E.P.I.C. allows you to proactively manage your financial health and monitor activity associated with your personal information. While credit reporting cannot protect you from all types of fraud, being familiar with the latest activity on your credit report is the first step to being empowered and mitigating risk.

Additional benefits:

• Credit monitoring provides you with alerts for changes in a credit report such as loan data, inquiries, new accounts, judgments, liens, and more
• Single or tri-bureau reports are available from the three major credit reporting agencies to provide credit scores, corresponding score factors (such as accounts in delinquency or new accounts opened) and rankings on where you stand in relation to other individuals
• When you know your credit score, you have access to the same criteria that banks, lenders, and even employers use in evaluating credit worthiness
• Get single and tri-bureau reports
• Opening up lines of credit is a very common and costly form of financial fraud, and monitoring your credit is the fastest and simplest way to guard against fraudulent activity taking place under your identity